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== Desafíos == El Banco Palmas enfrentó obstáculos iniciales, especialmente en 2003, cuando el [[Banco Central de Brasil]] lo demandó por emitir una moneda paralela. En 2009, las monedas sociales fueron reconocidas como instrumentos de política pública para el desarrollo local, legitimando su uso. Otros desafíos incluyen la resistencia de las autoridades, la necesidad de educar a la comunidad para adoptar la moneda social y los retos de gobernanza asociados con la digitalización de la ''Palma''.
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